Rural Bank of Kibawe (Bukidnon), Inc.Products and Services
We provide a variety of financial products and considerate services to help local families, farmers and small business owners move towards a more stable financial life. Whether it is daily savings, education expenses, or agricultural development, we are here for you.
Deposit service
Low account opening threshold and simple procedures
Free deposits and withdrawals, support regular deposits
Can be bound to SMS reminder service
Competitive annual interest rate
Suitable for: students, housewives, self-employed people
Required documents: Valid ID, 1 photo, proof of residential address
Fixed period deposit, high interest rate
Minimum deposit starts from ₱5,000
Flexible term: 30 days / 90 days / 180 days / 1 year / 2 years / 5 year
Deposits are insured by PDIC up to ₱500,000
Suitable for: Everyone
Required documents: Valid ID, 1 photo, proof of residential address
Savings plans designed for minors
Deposit interest rates are higher than general accounts
Parents or guardians can help manage the account
Cultivate children's saving habits
Suitable for: Parents preparing education funds for their children
Loan services
For purchasing seeds, fertilizers, equipment, irrigation systems, etc.
Long grace period, low interest rate, and flexible repayment
Collaborate with local agricultural cooperatives to provide loans
Suitable for: Rice, corn, banana and other farmers
For small vendors, street vendors, and self-employed individuals
Minimum loan amount starts from ₱5,000
Repayable in installments, weekly or monthly
No complex collateral required, credit history preferred
Required documents: Small vendors in the public market, snack shops, and small-scale service providers
Flexible use: medical treatment, weddings, decoration, emergency expenses, etc.
Amount range: ₱10,000 - ₱100,000
Simplify the application process and disburse loans as soon as the same day
Repayment methods include bank transfer or over-the-counter repayment
Suitable for: all adults
Application process
